6.6.15

How to avail housing loan for OFW in Pag-ibig fund?

1. Maari po kayong makakuha kong ang isang member ay may 24 months contribution,
Active member at may source of income o may pinagkakakitaan na pwedeng mag-avail ng Housing Loan. Maari pong bayaran in lump sum ang kulang na buwan upang mabuo ang required number of contributions. Kailangan po ninyong mag-issue ng SPA or Special Power of Attorney sa inyong representative na magaasikaso ng inyong housing loan application.

2. If you will ask me the question how can I get the SPA if I’m here abroad?
Well, you can go to the Philippine embassy and request for SPA or at consular office.

3. If on OFW was banned with housing loan can we avail again?
Well, once black listed po ang isang member, hindi na po maari pang makapag-avail ng loan programs ng Pag-IBIG Fund. Unless valid po ang inyong reason’s maari po kayong magpadala ng Letter request to re-avail housing loan. Subject for evaluation po ito ng Senior Management.

4. Meron po akong salary loan na binabayaran, at nagbabalak po akong mag patayo ng bahay namin ng family ko, is it possible po ba na mag loan po ng construction loan para pampagawa ng bahay? kaso nga lang meron pa po akong binabayaran na salary loan, pwede kayang bayaran ko nalang po full payment yung current loan ko para maka avail ng construction?

Well, Pwede niyo pong bayaran in full ang inyong salary loan upang makapag-avail po kayo ng housing loan. Kailangan po na ang titulo ng property ay nakapangalan na po sa inyo or sa inyong relatives within the 1st degree of affinity or 2nd degree of consanguinity






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