RCBC Savings Bank instant credit card requirements

§  Go to the nearest RCBC or RCBC Savings Bank branch to open a time deposit account
§  Accomplish and submit the documents required for opening the account such as:
ü  Government  ID's (at least 2)
ü  Instacard Application Form*
ü  2 pcs. ID picture (1x1 or 2x2)
ü  Deed of Assignment (provided by the bank)
ü  Auto Roll-Over Form (provided by the bank)
·         Applicant must be at least 18 years old
·         Security must be in the form of a hold-out time deposit at any RCBC or RSB branch
ü  Minimum amount of deposit is P5,000
ü  Credit limit is 100% of the time deposit  amount
ü  RCBC time deposit interest rates will apply
ü  Free first year membership fee and enjoy lower membership fee on your RCBC Bankard credit card. (see table of fees)
ü  Enjoy lower revolving interest rate of 2.5%
ü  Tenor of Time Deposit must be 3 years with automatic roll-over arrangement
          Credit card must be maintained for at least 1 year; otherwise, cardholder will be charged cancellation fee of P300 in addition to the standard Time Deposit pre-termination charges of RCBC/RSB
          If credit card is cancelled, hold-out on the deposit can only be released after 60 days to allow posting of late billings
§  RCBC Bankard products to be offered
Ø  MasterCard Classic, Gold, and Diamond
Ø  MasterCard Platinum (Peso and Dollar)
Ø  CUP Classic and Diamond
Ø  Co-Branded Cards (except Citrus)
Ø  Same features as existing products

Christine Jemimah S. Labuson
Customer Service Officer
Wealthlink, Incorporated
   (a member of the 20Ten Holdings, Inc.)
3F Astron Building, 102 E. Rodriguez, Jr. Avenue (C5)
Ugong 1604, Pasig City, NCR
Phone:  +63-2-6617178 Ext. 414
Mobile:  +63-9153635041
Fax.      +63-2-6617178 Ext. 415
Website.  www.wealthlink.org

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